Want to buy your dream car? Are you afraid of car loan rejection? Are you worried that you will be stuck with high rate auto dealership financing? Well, you can get yourself a pre- approved auto loan and forget worrying about car financing.A pre approved auto loan is an easier and an excellent way to buy the car. You will not only save money but will also save yourself from dealing with dealership financing. It is possible that dealers who may not offer you lower rates. You certainly don’t want to get a raw deal. But with a pre approved automobile loan, you can stay away from higher interest rates and last minute changes in loan terms and conditions.With a pre qualified car finance, you know the exact amount of money that you can spend. You automatically remain in budget. As you know each and every detail of the car loan, there are no chances of unpleasant surprises in the future.Pre qualified auto financing is good because it gives you greater negotiation power. The dealer knows that you have ready money and so, he won’t have any problem in reducing the car price. Also, you will be able to negotiate better terms and conditions.How To Get Instant Approval on Pre Approved Auto Loans?Know Where You AreAssessing your financial statements should be the first step in getting an auto loan. You must have your current pay stubs with you. It can be used as a proof of your income and employment. Your utility bills can ensure the lender that you have been making regular payments.Study your credit report. Identify the mistakes and report it to the credit bureaus. Your credit score will improve as soon as wrong entries and unwarranted transactions are removed from your report. Paying off old debts and making regular payments can also help in increasing your credit score.Shop AroundOnce you have all the necessary documents, you can apply for a pre approved car loan. Don’t apply with a single lender. Instead, apply with several lenders and then, compare car loan quotes. When you apply at several places, you have the opportunity of choosing the best pre-approved auto loan program.It is time consuming to visit local lenders and dealers and apply for a pre-qualified car loan. You can make use of the internet and get your free car loan quotes. All your work will be done at the click of mouse and you won’t even have to leave your home.Choosing The Best Pre Approved Auto Loan QuoteWhen you receive auto loan quotes, compare them and find the best car loan program. Don’t choose an auto loan quote because it has the lowest monthly payments. Consider several aspects like interest rates, loan term, APR, car loan conditions, pre-payment penalty, additional fees and charges, etc.Once you choose a car loan quote, the lender will give you the check. It is generally valid for a limited period such as two or three months.With a check in hand, you have the freedom to choose your favorite car. Truly, pre approved car loans are a perfect way of avoiding any unpleasant surprises in future. So, don’t waste any time and apply for a pre approved auto loan today!